Which bank account is best for YouTube channel in India

Masroor Alam

Are you searching for the best bank to receive your YouTube payments in India? Then, definitely, this article is beneficial for you. In this post, I discussed various banks and their pros. and cons. with respect to receiving YouTube payments. Also, I mentioned various points to keep in mind while choosing a bank for YouTube payments. Also, This article is helpful if you have either an AdSense approved blog or YouTube channel, or both. So read on.

The best bank for receiving YouTube Payments in India

The best bank for receiving YouTube Payments in India is sbi

State Bank of India (SBI) is the best bank for receiving AdSense payments/ YouTube Payments because it offers the best exchange rates. The other pros of using this bank are that they offer many of their services either for free or for minimal charges.

For example, in 2020 SBI announced that SBI Savings Account holders need not pay charges for SMS service and non-maintenance of monthly average balance.

Also, they have the most number of ATMs in India.

Also read:SBI Internet Banking, Online Registration, and Activation

Another Alternative bank for receiving YouTube payments

Other banks which are good for receiving AdSense payments are as follows-

  • HDFC Bank.
  • ICICI Bank.
  • Punjab National Bank (PNB).
  • UCO Bank.
  • Canara Bank.

Before adding any bank account to your YouTube account for receiving payments keep these most important things in your mind...

SWIFT code is the most important thing to receive AdSense payments into your bank account. You can avail of the services of any bank provided it provides you with a SWIFT code. It is impossible to receive AdSense payments in a bank that doesn’t have a SWIFT code. There are some banks in India that do not provide SWIFT codes.

Some examples of these banks are Paytm Payments Bank, some cooperative and Gramin banks, etc. If you have an account in a small government bank, I would recommend you to not use it for receiving AdSense payments. The main reason for this is that these small banks might merge with larger government banks and so if you use these banks you have to edit the payment details in AdSense.

How to find SWIFT code?

You can find the SWIFT code of your bank by visiting the bank and inquiring there.

Alternatively, you can also search online.

What to do if your branch doesn’t have a SWIFT code?

Not all bank branches have a SWIFT code.

In this case, you should contact the bank manager for the SWIFT code and he will provide you with a SWIFT code of a nearby or head branch.

And you can use this SWIFT code to receive AdSense payments.

When will you receive payments into your bank account?

Generally, AdSense transfers the payment to your bank account on the 21st of every month.

And it takes approximately a week to reflect in your bank account.

Sometimes your payment might get delayed due to bank holidays.


SBI is the best bank for receiving AdSense payments in India.

Some other decent banks which you can use are HDFC Bank, ICICI Bank, PNB, Canara Bank, and UCO Bank.

So, which bank are you going to use to receive AdSense payments?

Please tell me in the comment section below.

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